Sukanya Samriddhi Yojana Government Have Made Many Changes Now Three Daughters Will Get Benefit Of Ssy
Sukanya Samriddhi Yojana: The parents of every daughter are worried...
Sukanya Samriddhi Yojana: The parents of every daughter are worried about the future of their child. In such a situation, it is very important to invest in the right places since her birth. After this you will not face any kind of problem. If you are also planning to invest for the bright future of your beloved, then the Sukanya Samriddhi Yojana scheme is a great investment option. This scheme has been made by the Central Government especially for the girl child. The girl will become a millionaire at the age of 21 lakhs. This is a government small saving scheme which will help in raising huge funds for the girl child’s higher education and marriage.
Bank gives more returns than FD
Let us tell you that under the Sukanya Samriddhi Yojana, investors get a return of 7.6 percent, which is better than most bank FDs. Most banks are offering interest up to 6 percent on long-term FDs. In such a situation, by investing in it, you can raise funds up to Rs 65 lakh when the girl child turns 21. The government has made some important changes in this scheme so that every section of the society can get the benefit of this scheme and daughters can become more and more empowered.
Now you will be able to invest for three daughters
The government has made some major changes in Sukanya Samriddhi Yojana, after which now parents can take advantage of this scheme for their three daughters. According to the rules, earlier you could invest in this scheme for only two daughters, but now you can get its benefit for three daughters also. If you have two twin daughters in the second time, then you can open an account under this scheme in the name of the third daughter also.
Get the benefit of tax exemption
By investing in this scheme, you get Income Tax Rebate under Section 80C of Income Tax. Earlier parents could claim tax exemption up to Rs 1.5 lakh on investment of only two daughters but now you can invest for the third girl child as well. Under this scheme, you can invest a minimum of Rs 250 per annum and a maximum of Rs 1.5 lakh in a financial year.
Interest will also be available on default account
Along with this, those who do not invest at least Rs 250 in the scheme in a year, their account is considered as default. Earlier, interest on such account used to stop, but now after the change in the rules, interest will continue to accrue on the amount deposited in the defaulted account.
Change in account closure rule
Let us inform that earlier under this scheme, if the girl child died, the account was allowed to be closed, but now it has been changed. If an account holder gets a life-threatening illness, then he can withdraw money from the account. At the same time, you also get the facility to close the account in the event of the death of the parents.
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